Life-Insurance-Online respects your privacy and is committed to protect the personal information that you share with us. Generally, you can browse through our website without giving us any information about yourself. When we do need your personal information to provide services that you request or when you choose to provide us with your personal information, this policy describes how we collect and use your personal information.Information Collection
Personal information means any information that may be used to identify an individual, including, but not limited to, a first and last name, email address, a home, postal or other physical address, other contact information, title, birth date, gender, occupation, industry, personal interests, and other information when needed to provide a service you requested.
When you browse our website, you do so anonymously, unless you have previously indicated that you wish Life-Insurance-Online to remember your login and password. We don't automatically collect personal information, including your email address. We do log your IP address (the Internet address of your computer) to give us an idea of which part of our website you visit and how long you spend there. But we do not link your IP address to any personal information unless you have logged in to our website. Like many other commercial websites, the Life-Insurance-Online website may use a standard technology called a "cookie" to collect information about how you use the site. Please go to "Cookies and Tracking Information" below for more information.
Life-Insurance-Online collects personal information when you register with Life-Insurance-Online for a Life-Insurance-Online account, when you use certain Life-Insurance-Online services, when you register to attend a seminar or participate in an online survey, when you ask to be included in an email or other mailing list, or you submit an entry for a competition or other promotions, or when you submit your personal information to Life-Insurance-Online for any other reason. From time to time, Life-Insurance-Online receives personal information from business partners and vendors. Life-Insurance-Online only uses such information if it has been collected in accordance with acceptable privacy practices consistent with this Policy and applicable laws.
Access to certain Life-Insurance-Online web pages requires a login and a password. The use of those web pages, and the information or programs downloadable from those sites, may be governed by a written agreement between your employer and Life-Insurance-Online. Unless you request deletion of your personal information as specified below, your personal information may be retained by Life-Insurance-Online to verify compliance with the agreement, log software licenses granted, to track software downloaded from those pages, or track usage of other applications available on those pages.Notice
When personal information is collected, we will inform you at the point of collection the purpose for the collection. Life-Insurance-Online will not transfer your personal information to third parties without your consent, except under the limited conditions described under the discussion entitled "Information Sharing and Disclosure" below.
If you choose to provide us with your personal information, we may only transfer that information, within Life-Insurance-Online or to Life-Insurance-Online's third party service providers with your permission. Upon receiving your permission, we may transfer your information across borders and from your country or jurisdiction to other countries or jurisdictions around the world.
We will always give you the opportunity to "opt out" of receiving direct marketing or market research information. This means we assume you have given us your consent to collect and use your information in accordance with this Policy unless you take affirmative action to indicate that you do not consent, for instance by clicking or checking the appropriate option or box at the point of collection. In some cases, when applicable, we will provide you with the opportunity to "opt in." This means we will require your affirmative action to indicate your consent before we use your information for purposes other than the purpose for which it was submitted.Cookies and Tracking Technology
If you prefer not to receive cookies while browsing our website, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser, although you may not be able to take full advantage of Life-Insurance-Online's website if you do so. In particular, you may be required to accept cookies in order to complete certain actions on our website. You do not need to have cookies turned on, however, to use/navigate through many parts of our website, except access to certain of Life-Insurance-Online's web pages may require a login and password.How We Use Information Collected
Life-Insurance-Online uses information for several general purposes: to fulfill your requests for certain products and services, to personalize your experience on our website, to keep you up to date on the latest product announcements, updates, special offers or other information we think you'd like to hear about either from us or from our business partners, and to better understand your needs and provide you with better services. We may also use your information to send you, or to have our business partners send you, direct marketing information or contact you for market research.Information Sharing and Disclosure
Your personal information is never shared outside Life-Insurance-Online without your permission, except under conditions explained below. Inside Life-Insurance-Online, data is stored in controlled servers with limited access. Your information may be stored and processed in South Africa or any other country where Life-Insurance-Online, its subsidiaries, affiliates or agents are located.
Our websites do not target and are not intended to attract children under the age of 13. Life-Insurance-Online does not knowingly solicit personal information from children under the age of 13 or send them requests for personal information.Third Party Sites
Life-Insurance-Online's website contains links to other sites. Life-Insurance-Online does not share your personal information with those websites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.
Life-Insurance-Online will amend this policy from time to time. If we make any substantial changes in the way we use your personal information we will make that information available by posting a notice on this site.