Getting an insurance quote is simple, quick and free. Simply fill in our online quote form and we’ll take care of the rest.
Quite simply, it’s to ensure that your family and loved ones are taken care of even if you are no longer there to support and provide for them.
A life insurance policy is designed to pay out a cash lump sum if the person(s) insured dies during the term of the plan; this will guarantee that the beneficiaries will not be faced with financial difficulties even though they now face a loss of income.
Having the right level of Life Insurance in place gives you peace of mind and your family a financial safety net if they ever need it. There are different types of life insurance, so it's important to pick the right type for you.
The extent and value of your Life Cover policy depends entirely on your unique needs. The following factors must be considered:
If you want help deciding on the amount, use our online life insurance calculator in our tools section to work out how much Life Cover you may need.
Most people want their life insurance to run until a predetermined date in the future, such as their retirement, when a mortgage is paid off or when you think your children will become financially independent.
Simply work back from that date to calculate the number of years you need to be insured for.
Yes. You are able to choose exactly who gets the payout from your life insurance policy. These are knows as your beneficiaries.
Yes, your cover begins on the day we accept your application for cover and the ‘commencement date’ will appear on your Policy Schedule.
Yes. While your policy is active, you can apply to increase your cover or to add additional benefits at any time. Your application will be subject to our normal assessment process and eligibility criteria.
Yes. Up to two people can be insured on one policy. This could be you and your spouse/partner or another person.